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# African Guarantee Fund

## Sitemaps

- [XML Sitemap](https://agf.africa/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [News](https://agf.africa/news/) - Who we are Suggested text: Our website address is: https://agf.africa. Comments Suggested text: When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection. An anonymized string created from your email address (also called a
- [African Guarantee Fund appoints Mr. Constant N’ZI as Group Chief Executive Officer](https://agf.africa/african-guarantee-fund-appoints-mr-constant-nzi-as-group-chief-executive-officer/) - Following its 15th Annual General Meeting and Board Meeting held this week, the African Guarantee Fund (AGF) is pleased to announce the appointment of Mr. Constant N’ZI as Group Chief Executive Officer (Group CEO), effective 23 June 2026. Mr. N’ZI brings more than 15 years of leadership experience across financial services, banking, risk management, development finance and stakeholder engagement. He previously served as Deputy Group CEO and Group Chief Risk Officer of AGF, before being
- [From Survival to Prosperity: Investing in Africa’s Food Systems’ Missing Link](https://agf.africa/from-survival-to-prosperity-investing-in-africas-food-systems-missing-link/) - I remember three women from my journey as a women’s economic empowerment specialist across Africa. Not because their stories were extraordinary, but because they reflect the quiet, persistent reality of entrepreneurship across the continent. The first was in Isiala-Ngwa, Abia State, Nigeria. She stood over towering metal pots of boiling palm fruit, dense smoke from
- [LEADERSHIP TRANSITION](https://agf.africa/leadership-transition/) - The Africa Guarantee Fund (AGF) is pleased to share an important leadership transition. We express our sincere appreciation to Jules Ngankam as he completes his tenure as Group CEO on 31 January 2026. His leadership has been instrumental in strengthening AGF’s impact and delivery across the continent. We are equally pleased to welcome Constant N’ZI as
- [African Guarantee Fund (AGF) And Fonds De Solidarite Africain (FSA) Hold Talks To Reinforce Partnership](https://agf.africa/african-guarantee-fund-agf-and-fonds-de-solidarite-africain-fsa-hold-talks-to-reinforce-partnership/)
- [Partnership Meeting Between African Guarantee Fund And West African Development Bank (Boad)](https://agf.africa/partnership-meeting-between-african-guarantee-fund-and-west-african-development-bank-boad/)
- [African Guarantee Fund Partners with Co-operative Bank to Boost Green Financing in Kenya](https://agf.africa/african-guarantee-fund-partners-with-co-operative-bank-to-boost-green-financing-in-kenya/)
- [AGF signs MOU with TADB to boost agribusinesses financing in Tanzania](https://agf.africa/agf-signs-mou-with-tadb-to-boost-agribusinesses-financing-in-tanzania/)
- [AGF issues USD 5 million loan portfolio guarantee to Sidian Bank](https://agf.africa/agf-issues-usd-5-million-loan-portfolio-guarantee-to-sidian-bank/)
- [IFU Issues usd 20 Million Capital Increase To AGF For Green SME Financing](https://agf.africa/ifu-issues-usd-20-million-capital-increase-to-agf-for-green-sme-financing/)
- [African Guarantee Fund Donates Essential Medical Equipment to Pumwani Maternity Hospital](https://agf.africa/african-guarantee-fund-donates-essential-medical-equipment-to-pumwani-maternity-hospital/)
- [AGF Ceo Meets AFDB President Akinwumi Adesina](https://agf.africa/agf-ceo-meets-afdb-president-akinwumi-adesina/)
- [AGF Deputy Ceo Speaking At The Launch Of “100,000 Smes For 1 Million Jobs By 2021”](https://agf.africa/agf-deputy-ceo-speaking-at-the-launch-of-100000-smes-for-1-million-jobs-by-2021/)
- [Oragroup Obtains Guarantee From AGF](https://agf.africa/oragroup-obtains-guarantee-from-agf/)
- [AGF Signs Mou With Kenya Association Of Manufacturers](https://agf.africa/agf-signs-mou-with-kenya-association-of-manufacturers/)
- [AGF Sponsors African Banker Awards](https://agf.africa/agf-sponsors-african-banker-awards/)
- [Nic Bank Signs A Loan Portfolio Guarantee With Agf](https://agf.africa/nic-bank-signs-a-loan-portfolio-guarantee-with-agf/)
- [Agf Delegation Meets President Of Togolese Republic](https://agf.africa/agf-delegation-meets-president-of-togolese-republic/)
- [African Guarantee Fund Partners With Fdh Bank Malawi](https://agf.africa/african-guarantee-fund-partners-with-fdh-bank-malawi/)
- [AGF Visit with Togolese Prime Minister](https://agf.africa/agf-visit-with-togolese-prime-minister/)
- [Green Financing Conference – Zambia](https://agf.africa/green-financing-conference-zambia/)
- [AGF at the European Development Days](https://agf.africa/agf-at-the-european-development-days/)
- [Green Finance Conference – Abidjan 2018](https://agf.africa/green-finance-conference-abidjan-2018/)
- [Financial Inclusion for Development Minerals Workshop, Zambia](https://agf.africa/financial-inclusion-for-development-minerals-workshop-zambia/)
- [Financial Inclusion For Development Minerals Training](https://agf.africa/financial-inclusion-for-development-minerals-training/)
- [AGF Ground Breaking Ceremony](https://agf.africa/agf-ground-breaking-ceremony/)
- [2017 African Banker Awards – Ahmedabad](https://agf.africa/2017-african-banker-awards-ahmedabad/)
- [AGF AA- Rating Media Breakfast](https://agf.africa/agf-aa-rating-media-breakfast/)
- [GARI Integration Roadshow – West Africa](https://agf.africa/gari-integration-roadshow-west-africa/)
- [Credit Risk Training, OraGroup](https://agf.africa/credit-risk-training-oragroup/)
- [AGF Visit to BOAD in Togo](https://agf.africa/agf-visit-to-boad-in-togo/)
- [AGF hosts a Delegation from the Nordic Development Fund](https://agf.africa/agf-hosts-a-delegation-from-the-nordic-development-fund/)
- [AGF and Oikocredit Signing Ceremony](https://agf.africa/agf-and-oikocredit-signing-ceremony/)
- [AGF and SGG Strengthen their Partnership to Boost SME/SMI Financing in Gabon](https://agf.africa/agf-and-sgg-strengthen-their-partnership-to-boost-sme-smi-financing-in-gabon/) - The African Guarantee Fund (AGF) today announced the launch of its Mission 300 Local Currency Guarantee Facility, a groundbreaking initiative to mobilize USD 5 billion to support energy access projects across Africa. This facility targets financing for small and medium-sized enterprises (SMEs) in the Distributed Renewable Energy (DRE) sector. The facility forms a critical component of
- [African Guarantee Fund Launches USD 5 Billion Mission 300 Local Currency Guarantee Facility to Accelerate Energy Access Across Africa](https://agf.africa/strengthening-womens-role-in-africas-economy-agf-and-wwb-seal-strategic-partnership-agreement/) - The African Guarantee Fund (AGF) today announced the launch of its Mission 300 Local Currency Guarantee Facility, a groundbreaking initiative to mobilize USD 5 billion to support energy access projects across Africa. This facility targets financing for small and medium-sized enterprises (SMEs) in the Distributed Renewable Energy (DRE) sector. The facility forms a critical component of
- [AGF and NCBA Strengthen SME Financing with KES 3 Billion Renewal, Prioritizing Women-Led Businesses](https://agf.africa/driving-womens-economic-empowerment-visa-foundation-backs-agf-to-scale-the-afawa-guarantee-for-growth-program/) - GF and NCBA Bank Kenya renewed their partnership, to enable the Bank provide financial solutions to SMEs, through an enhanced guarantee agreement of KES 3 billion for 10 years. Through the support of AGF’s risk-sharing mechanism, NCBA has in the past decade disbursed a cumulative of KES 17 billion in loans. Out of these credit
- [AGF and NCBA Strengthen SME Financing with KES 3 Billion Renewal, Prioritizing Women-Led Businesses](https://agf.africa/oapi-and-agf-seal-a-historic-40-billion-fcfa-partnership-to-finance-innovation-in-17-african-countries/) - AGF and NCBA Bank Kenya renewed their partnership, to enable the Bank provide financial solutions to SMEs, through an enhanced guarantee agreement of KES 3 billion for 10 years. Through the support of AGF’s risk-sharing mechanism, NCBA has in the past decade disbursed a cumulative of KES 17 billion in loans. Out of these credit

## Pages

- [Home](https://agf.africa/) - This is an example page. It's different from a blog post because it will stay in one place and will show up in your site navigation (in most themes). Most people start with an About page that introduces them to potential site visitors. It might say something like this: Hi there! I'm a bike messenger
- [Grievance Submission Form](https://agf.africa/grievance-submission-form/)
- [Publications](https://agf.africa/publications/)
- [Consultancies](https://agf.africa/consultancies/) - AGF recognises that its’ staff are its most important resource and are key to the achievement of AGF’s objectives. The achievement of AGF’s strategic objectives is dependent on having the right number of staff, with the right knowledge, skills and competencies deployed in the right roles.
- [Frequently Asked Questions](https://agf.africa/frequently-asked-questions/)
- [About Us](https://agf.africa/about-us/) - AGF was established in 2011 by the Government of Denmark (represented by DANIDA), the Government of Spain (represented by AECID) and the African Development Bank (AFDB), with a mandate of facilitating access to finance for SMEs to enable them fully play their role of driving the growth of African economies. In 2015, four years after
- [Announcements](https://agf.africa/announcements/)
- [Our Products](https://agf.africa/our-products/) - African Guarantee Fund contributes to the promotion of economic development in Africa through provision of Partial Guarantees & Capacity Development to Financial Institutions to facilitate access to finance for Small and Medium-sized Enterprises.
- [Careers](https://agf.africa/careers/) - Working With AGF African Guarantee Fund (AGF) recognizes that its staff is the most important resource and is key to the achievement of the organization’s objectives. The achievement of AGF strategic objectives is dependent on having the right number of staff with the right knowledge, skills and competencies deployed in the right roles. By joining our
- [Multimedia](https://agf.africa/multimedia/)
- [Blog](https://agf.africa/blog/)
- [Contact Us](https://agf.africa/contact-us/)

## Careers

- [Group Chief Risk Officer](https://agf.africa/careers/group-chief-risk-officer/) - Group Chief Risk Officer
- [Finance and Administration Officer - AGF West Africa](https://agf.africa/careers/finance-and-administration-officer-agf-west-africa/)
- [FinRISE Capacity Development Consultant](https://agf.africa/careers/finrise-capacity-development-consultant/) - Vacancy Announcement - FinRISE CD Consultant
- [Analyste Financier - AGF West Africa](https://agf.africa/careers/avis-de-vacance-de-poste-analyste-financier/) - Analyste Financier - AGF West Africa
- [Senior Internal Controller](https://agf.africa/careers/senior-internal-controller/)

## Consultancies

- [TERMES DE REFERENCES POUR LA SELECTION D’UN CABINET DEVANT PROCEDER A L’EVALUATION DU CONSEIL D’ADMINISTRATION](https://agf.africa/consultancies/termes-de-references-pour-la-selection-dun-cabinet-devant-proceder-a-levaluation-du-conseil-dadministration-2/) - Termes de références pour l'évaluation du CA
- [Terms of Reference for FinRISE External Audit Services](https://agf.africa/consultancies/terms-of-reference-for-finrise-external-audit-services/)

## Home Slider

- [Our Commitment](https://agf.africa/home-slider/our-commitment/) - AGF contributes towards sustainable development through its Green Guarantee Facility particularly designed to support SMEs investing in or adopting green technologies that help to reduce the effects of climate change
- [Our Solution](https://agf.africa/home-slider/our-solution/) - AGF is a Pan-African financial institution that promotes economic development, increases employment and reduces poverty in Africa by providing financial institutions with guarantees and other financial products specifically intended to support Small and Medium-sized Enterprises in Africa.
- [Our value add](https://agf.africa/home-slider/our-value-add/) - Strengthen your institution’s balance sheet and expand SME lending with confidence by partnering with AGF. Backed by its AA rating from Fitch, AGF delivers measurable regulatory capital relief under Basel II, Basel III, and IFRS 9 frameworks while its Capacity Development support equips Partner Financial Institutions with the strategic tools and risk mitigation expertise needed
- [Our Interventions](https://agf.africa/home-slider/our-interventions/) - AGF’s risk sharing mechanism is offered to financial institutions to increase their lending towards SMEs operating in all sectors that drive economic growth.

## Our Leadership

- [Laban Cliff ONSERIO](https://agf.africa/our-leadership/laban-cliff-onserio/)
- [Constant N’ZI](https://agf.africa/our-leadership/constant-nzi/) - Constant has over 20 years of Risk experience in Financial Services and Investment Banking with great exposure having worked across Africa and Europe. Prior to joining AGF, Constant was working for Natixis Paris as a Risk Management Consultant before which he worked in various companies including BPCE Group, Lyxor Asset Management and Société Générale in
- [Joshua OBENGELE](https://agf.africa/our-leadership/joshua-obengele/)
- [Thabiso FOTO](https://agf.africa/our-leadership/thabiso-foto/) - Thabiso is a seasoned finance executive who is passionate about leveraging capital for inclusive economic growth. She brings over 15 years of leadership experience spanning finance, impact, operations, fundraising, capital mobilization across Africa and global markets. She brings depth of expertise across investment management disciplines; spanning venture capital, impact investing and institutional asset management. Prior
- [Daniel Nnomo NTI](https://agf.africa/our-leadership/nti-daniel-nnomo/)
- [Evelyn MUHORO](https://agf.africa/our-leadership/muhoro-evelyn-nyambura/)
- [Tolulupe BABAJIDE](https://agf.africa/our-leadership/babajide-tolulope/)
- [Betty METTO](https://agf.africa/our-leadership/metto-betty/)
- [Sarah MUKUHI](https://agf.africa/our-leadership/muendo-sarah-mukuhi/)
- [Eraste BIZIMANA](https://agf.africa/our-leadership/bizimana-eraste/)
- [Christine SINANGA](https://agf.africa/our-leadership/sinanga-christine/)
- [Nicole MUIA](https://agf.africa/our-leadership/muia-nicole/)
- [Stephen KIBUCI](https://agf.africa/our-leadership/kibuci-stephen/)
- [Peter MURIMI](https://agf.africa/our-leadership/murimi-peter/)
- [Maureen KAYAMBA](https://agf.africa/our-leadership/kayamba-maureen/)
- [Ali BALLO](https://agf.africa/our-leadership/ali-ballo/) - Ali is a seasoned Governance, Risk, Compliance (GRC) and Audit professional with 15 years’ experience across multiple sectors and African markets. At AGF since 2017, Ali oversees the Group’s Internal Audit and Compliance functions, serves as Secretary to the Board’s Audit & Risk Committee, and has driven major enhancements to the institution’s internal control, compliance
- [Martin KIMEMIA](https://agf.africa/our-leadership/kagozi-martin-kimemia/)
- [Serge MIAN](https://agf.africa/our-leadership/serge-mian/) - Mr. MIAN is an enthusiastic and seasoned professional with more than 20 years in the finance industry worldwide. His experience in various industries and continents will be more than valuable to AGF in its mandate to increase SMEs access to bank financing. Prior to AGF West Africa, Mr. MIAN worked for Orabank, the pan African
- [Felix BIKPO](https://agf.africa/our-leadership/felix-bikpo/)
- [Sibi LAWSON](https://agf.africa/our-leadership/sibi-lawson/) - Sibi has over 25 years of extensive experience in auditing, financial analysis and internal control. She is also skilled in technical, operational, financial and administrative management. Prior to her current role, she was the Administrative and Financial Manager, in charge of Accounting and Budget at Fonds GARI, which was acquired by African Guarantee Fund and
- [Patrick LUMUMBA](https://agf.africa/our-leadership/patrick-lumumba/) - Patrick is a development finance specialist with experience spanning over 20 years working directly with different financial institutions in Africa as well as international development organizations. Prior to joining African Guarantee Fund, he was the Head, Social Performance Management for Grameen Foundation covering the Africa Region. A Kenyan national, Patrick holds a Master’s Degree in
- [Daisy WANJIE](https://agf.africa/our-leadership/daisy-wanjie/) - Daisy Wanjie has extensive experience in banking, financial services and auditing. Her skills range from managing financial accounts, developing and allocating budget, financial reporting and forecasting. Prior to her current role, she was the Group Chief Accountant. She was in charge of accounting services, creating growth plans, making financial projections, maintaining operating budgets and monitoring
- [Allan AKOKO](https://agf.africa/our-leadership/allan-akoko/) - Allan is an experienced Human Resources professional with over 19 years of experience in providing tailored HR solutions and strategic advice to businesses of all sizes. He has a proven track record of developing and implementing effective HR strategies, processes and policies that enable organizations to achieve their long-term objectives. Prior to his current role,
- [Juneid KODABUX](https://agf.africa/our-leadership/juneid-kodabux/) - Juneid is a Barrister-at-Law and has been called to the Bar of England and Wales in 2008 and to the Bar of Mauritius in 2009. Prior to joining AGF, he was a senior associate in a top-tier law firm in Mauritius and was involved in both the corporate and litigation fields. He has been actively
- [Nishdeep SETHI](https://agf.africa/our-leadership/nishdeep-sethi/) - With over 13 years of experience in the financial sector, Nishdeep’s current role focuses on structuring transactions with various partners, fundraising and project management. Additionally, she oversees the implementation of the Affirmative Finance Action for Women in Africa – Guarantee for Growth program (AFAWA G4G) which aims to enhance the capacity of financial institutions to
- [Yves BOUDOT](https://agf.africa/our-leadership/yves-boudot/) - Yves has been a director at more than 10 companies around the world including Commercial Banks, Development Banks, Central Banks, Airlines and Real Estate Companies. He has served as Africa Director and Regional Director East Africa both at AFD (French Development Agency), Diplomat at French Foreign Affairs Ministry, Deputy CEO at Air Afrique and General
- [Soumana ALOU HAROUNA](https://agf.africa/our-leadership/soumana-alou-harouna/)
- [Guy SAUVANET](https://agf.africa/our-leadership/guy-sauvanet-2/)
- [Kodjo AZIAGBE](https://agf.africa/our-leadership/kodjo-aziagbe/)
- [Jacob AMEMATEKPO](https://agf.africa/our-leadership/jacob-amematekpo/)
- [Guy SAUVANET](https://agf.africa/our-leadership/guy-sauvanet/)
- [Hanjali PERMALLOO-LE ROUX](https://agf.africa/our-leadership/hanjali-permalloo-le-roux/) - Hanjali is the Chief Technology & OpEx Executive of the Rogers Group. She holds an MBA from La Sorbonne Business School, Paris and a M.Sc. Information Management from the University of Lancaster, UK. Hanjali is a management professional with 20 years progressive experience in strategic planning and development, operational and digital transformation, and project management
- [Anu HASSINEN](https://agf.africa/our-leadership/anu-hassinen/) - Anu is a Programme Manager at the Portfolio Origination and Management department of NDF. As an economist with an MBA in finance, she started her career as finance and risk manager with experience from the Finnish Export Credit and AIG. Her career has evolved to climate and development finance with experiences from UNDP and the
- [Richard MARNEY](https://agf.africa/our-leadership/richard-marney/) - Richard has a broad and varied forty-five-year career in emerging markets banking, principal investing, economics and asset management. He has held senior-level business development, risk-management, fundraising and operating roles in: Commercial and investment banking, Micro-finance, Impact investment asset management and Private equity working in globally recognized financial services organizations.
- [Njeri NGARUIYA](https://agf.africa/our-leadership/njeri-ngaruiya/) - Njeri has over 18 years of experience in impact investing in emerging and frontier markets with a focus on financial institutions. She is representing IFU. IFU is a Danish impact investor contributing to green, just and inclusive societies as well as supporting the Sustainable Development Goals. Njeri is currently an investment director at IFU. Prior
- [Felix BIKPO](https://agf.africa/our-leadership/felix/) - Felix has more than 25 years of experience in the financial sector with extensive experience in Sub-Saharan Africa. He has led several financial institutions across the continent including banks, guarantee funds and the private equity sector. He is passionate about spurring a thriving SME sector as a means of creating economic and social sustainability in

## Our Products

- [Loan Individual Guarantee](https://agf.africa/our-product/loan-individual-guarantee/) - This is a facility that guarantees a loan made by a Partner Financial Institution to a qualifying borrower for which parameters have been defined and the proceeds go to a specific known borrower. The Loan Individual Guarantee (LIG) enables the guaranteed party to scale-up its lending activities to the specific qualifying borrower. Key FeaturesCoverage: Up
- [Loan Portfolio Guarantee](https://agf.africa/our-product/loan-portfolio-guarantee/) - This is a facility that guarantees a portfolio of loans made by a Partner Financial Institution to qualifying borrowers for which the parameters have been defined but individual borrowers are not initially known. The Loan Portfolio Guarantee (LPG) enables the guaranteed party to scale-up its lending activities to qualifying borrowers. Key Features Coverage: Up to
- [Capacity Development](https://agf.africa/our-product/capacity-development/) - AGF’s Capacity Development Assistance is offered to Partner Financial Institutions to support them in order to mitigate their operational risks when on lending to SMEs and to help them increase their SME portfolio. Improving SME business management skills is also critical to the success of the guarantee scheme and in this regard, AGF also provides
- [Bank Fundraising Guarantee](https://agf.africa/our-product/bank-fundraising-guarantee/) - This is a guarantee that facilitates acquisition of funds by a financial institution intended for onward lending to SMEs. The Bank Fundraising Guarantee (BFRG) enables financial institutions to raise funds whose proceeds are used to facilitate scale-up of credit facilities to eligible qualifying borrowers. Key Features Coverage: 50% -100% USD 20,000,000 Benefits Assists PFIs scale
- [Equity Guarantee](https://agf.africa/our-product/equity-guarantee/) - This is a guarantee that covers initial capital investment loss for investors providing equity or quasi equity to Small and Medium-sized Enterprises. The Equity Guarantee (EG) provide an alternative source of financing to SMEs facing difficulties in accessing Bank financing due to their weak financial structure. Key Features Coverage: Up to 50% USD 1,000,000 Benefits

## Categories

- [Uncategorized](https://agf.africa/category/uncategorized/)
- [News & Insights](https://agf.africa/category/news-insights/)
- [Women and Youth](https://agf.africa/category/news-insights/women-and-youth/) - Avtive Finance Action for Women in Africa (AFAWA). AGF also implemented the Youth Entrepreneurship and Innovation (YEI) Initiative through provision of training and mentorship for young entrepreneurs.
- [Green Economy](https://agf.africa/category/news-insights/green-economy/) - Our Green Guarantee Facility (GGF) supports financing of SM Es investing in green growth and climate resilient development.
- [Blue Economy](https://agf.africa/category/news-insights/blue-economy/) - AGF implements programs that support Innovation and Entrepreneurship in climate and environment with a focus on the Blue economy.
- [Agriculture](https://agf.africa/category/news-insights/agriculture/) - AGF implements programs that support financing of projects within the agricultural value chain especially those owned by women and youth.
- [Board of Directors Kenya](https://agf.africa/category/board-of-directors-kenya/)
- [Executive Management Kenya](https://agf.africa/category/executive-management-kenya/)
- [Senior Officers Kenya](https://agf.africa/category/senior-officers-kenya/)
- [Board of Directors West Africa](https://agf.africa/category/board-of-directors-west-africa/)
- [Announcements](https://agf.africa/category/announcements/)
- [Executive Management West Africa](https://agf.africa/category/executive-management-west-africa/)
- [Highlights](https://agf.africa/category/highlights/)
- [2016](https://agf.africa/category/highlights/2016/)
- [2017](https://agf.africa/category/highlights/2017/)
- [2018](https://agf.africa/category/highlights/2018/)
- [2019](https://agf.africa/category/highlights/2019/)
- [2020](https://agf.africa/category/highlights/2020/)
- [2021](https://agf.africa/category/highlights/2021/)